Exposure to Abnormally Hot Temperature and the Demand for Commercial Health Insurance

Overview

Journal Front Public Health

Specialty Public Health

Date 2022 Feb 11

PMID 35145944

Authors

Qian Zhong

Hao Zhang

Xiaoke Sun

Affiliations

Soon will be listed here.

Abstract

Using the China Health and Retirement Longitudinal Study, this paper studies the impact of abnormal hot temperature on residents' demand for commercial health insurance. The results show that for every 1°F rise in abnormal temperature, the probability of people buying commercial health insurance increased by 6%. Furthermore, the abnormal hot temperature has a more significant impact on the commercial health insurance demand of women, residents in the South and residents in the East. Channel analysis shows that abnormal hot temperature affects the demand for commercial health insurance through two channels: increasing residents' concern about climate risk and affecting health. This paper provides evidence for actively promoting sustainable development and improving the construction of medical security system.

Citing Articles

Study on the Dynamic Relationship between Chinese Residents' Individual Characteristics and Commercial Health Insurance Demand.

Tian L, Dong H Int J Environ Res Public Health. 2023; 20(6).

PMID: 36981706 PMC: 10049422. DOI: 10.3390/ijerph20064797.

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